Is a Credit Card Necessary in Life?
It is very tempting to have a credit card. In fact some people have up to three or four credit cards from different banks. Credit cards are doing nothing good at all in our lives except creating more debts. At first, when you apply for a credit card, you might be thinking that you will only use it in times of emergency. However, as time goes by, you will use it more often on things you don't need and things that you can pay with cash. Soon, your bills mounted a high as Everest and then it hit your hard on the face. You should always take proper care not spend too much using it as the interest rates are
Personal finance