If you have little time on your hands and you have to take care of a financial emergency immediately you can get a quick loan. Just as the name suggests they are designed to give you money within a very short period of time. However good as all this sounds, there are certain terms and conditions that you have to follow but they are not as restrictive as your conventional loans. You can look for lenders in the yellow pages but if you need to save time (which I think you do because you don’t have any) the Internet will help you with this and much more.